TOTAL PORTFOLIO PAYOUT
0 VND
Total Principal
0 VND
Est. Interest
0 VND
Active Accounts
0
Liquidity Projection (Next 18 Months)
0M
0M
0M
Liquidity Highlights & Suggestions
- Dry Spell Warning: June 2027 is the primary liquidity gap with 0 VND inflow (Feb & Mar 2027 are covered with 101.4M & 40.4M VND).
- January Peak: 2.51B VND (56% of total portfolio payout) matures across Jan 16, 20, 25 & 28, 2027.
- Action Recommended: Split & ladder Jan 2027 payouts into 5-month terms to bridge the June 2027 dry gap.
1. January 2027 Split-Laddering
Instead of locking the entire 2.51B VND back into a 12-month term, split 150M – 200M VND into a 5-month term so it matures exactly in June 2027 to bridge that gap.
2. New Inflow & Mid-Term Laddering
With Feb & Mar 2027 now secured (141.9M VND total), direct any new savings into 8–9 month terms (maturing May/June 2027) or 12-month terms to sustain cash flow into late 2027.
3. Allocate Flexible Reserves
Divert 5% to 10% (e.g. 200M – 250M VND) into high-yield flexible savings (with instant withdrawal) to absorb immediate needs without penalty during dry months.